Tag: Tithing

Keystone Habits and Christianity

Published on by nickcady3 Comments

Image result for keystone in an arch

In his book, The Power of Habit, Charles Duhigg talks about something researchers call “keystone habits.”

According to Duhigg, keystone habits are “small changes or habits that people introduce into their routines that unintentionally carry over into other aspects of their lives.”

Like the keystone in an arch, these habits have a synergistic effect that overflows into other areas of your life.

Exercise is a well-known keystone habit. When people start exercising, it has an affect on many other areas of their lives, including patience and productivity.

Having dinner as a family is another keystone habit which has outsized beneficial effects in areas such as children’s emotional control and performance at school. [1]

Keystone Spiritual Habits

What about spiritual habits and disciplines? Are there any keystone habits when it comes to Christianity? There most certainly are, in fact – most of the spiritual disciplines that are taught in the Bible would qualify as keystone habits, which have effects which overflow into other areas of your life.

See also: The Role of Habits in Transformation & Inputs and Outputs for Growth and Maturity

Giving

For example, giving, both in generosity towards others and to support the work of God through the church, is a spiritual discipline. One pastor I know used to explain tithing and financial giving like this:

“Tithing isn’t God’s way of raising money, it’s God’s way of raising kids.”

His point was that when God calls us to give, it’s not because He needs money, but because we need to benefit from the practice of giving away 10% or more of our money.

Giving/tithing/generosity is a keystone habit; it shapes the way you live in other areas of your life. It shapes the way you think about what you possess, and the purpose of your life. Since money is literally effort and time made tangible, you are making a choice to spend your life on things other than yourself: on other people, and on furthering the work of God.

Jesus told us that where your treasure is, your heart will be also. This is true: if you give towards someone or something, you will be much more interested and invested in what happens, rather than if you did not have any skin in the game.

Another pastor explained it like this: when you give, you are making a conscious choice not to let your money or possessions possess you. You are choosing to love people and use money, rather than love money and use people. You are deciding that you will not let money set its claws into your heart.

Prayer

According to an article about these studies in Psychology Today, praying makes you nicer, more forgiving, more trusting, and offsets the negative health effects of stress. Prayer has also been shown to boost self-control.

Bible Reading

In his book, Your Future Self Will Thank You, Drew Dyke cites a study on spiritual growth which surveyed more than 250,000 people in 1,000 churches. Their conclusion was that nothing has a greater impact on spiritual growth than engagement with Scripture. Their research showed that Bible-engagement is the single most spiritually catalytic activity a person can engage in.

Church Attendance

A 2016 Harvard study found that frequent church attendance actually lowers the likelihood of death over a 20 year period 😮. Studies show that churchgoers are less prone to mental illness, report higher levels of happiness, and have better sex lives.  Students who attend church regularly have higher GPAs on average and are less likely to live in poverty. [2]

See: “After 12 Years Of Quarterly Church Attendance, Parents Shocked By Daughter’s Lack Of Faith” – from the Babylon Bee

Before it was cool…

Basically, the Bible has been teaching “keystone habits” since before it was cool. What we have now is a large body of research which explains how and why these practices are so effective in shaping us our lives, leading to greater well-being all around.

May we, by God’s strength that he gives us, apply these habits in our lives, for His glory, and our good.

“Oh, How I Love Your Law” – the Role of the Law in the Life of a Believer is More than Just Showing You that You Need a Savior

Published on by nickcady7 Comments

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For Thanksgiving I took my family to California to visit family and friends. We drove out; it’s a 15-16 hour drive each way, but this afforded me the chance to listen to 3 audiobooks.

The first was The Sun Also Rises by Ernest Hemingway. Earlier this year I read A Farewell to Arms and loved it, particularly the ending, and how Hemingway is clearly expressing his own wrestling with faith and belief in God. However, The Sun Also Rises was not like that at all. Besides the detailed account of bull fighting, I didn’t really like the book.

The second book I listened to was The Whole Christ by Sinclair Ferguson, on the topic of the Marrow Controversy, a debate which split the Scottish Presbyterian churches in the 18th Century over the topics of legalism and antinomianism (anti – nomos (law) = against the law).

Ferguson points out that legalism and antinomianism are like cousins who are more related to each other than they are to the gospel. The legalist looks to rules and performance to earn status and favor with God. Clearly this is a wrong and unbiblical view. But the other extreme is antinomianism – a rejection, even antagonism towards the Law, i.e. the moral commandments, rules and obligations which the Bible lays out.

The thinking behind antinomianism is that the Law served one purpose: to show us that we are sinners who need a Savior, and once that work is done, we have no further use for the Law, and we should have nothing to do with it in our lives, beyond historical reference.

It is true that the Law serves to show us that we are sinners who have not lived up to God’s perfect standards, and therefore we need a Savior. Romans and Galatians make this point crystal clear. But is this the only function of the Law in the life of a believer? The answer is: No.

So then what is the role of law in the life of a believer – one who has been set free in Christ – beyond just showing us that we are sinners who need a savior?

1. The Law points us to Christ as the Fulfiller of the Law

The Bible is full of moral principles and injunctions towards things like kindness, compassion, honesty, forgiveness, generosity, humility, etc. The problem is that very often we read these (or teach them) without reference to Christ. Paul writes in Galatians 3:24 “So then, the law was our guardian until Christ came, in order that we might be justified by faith.”  The Law shows us that we are sinners who desperately need a Savior. But, we see the perfect fulfillment of the Law in Christ—and only in Him! The Law points us to Christ not only by condemning us for breaking it, but by pointing to Christ who is the fulfillment of it! Jesus said: Do not think that I have come to abolish the Law or the Prophets; I have not come to abolish them but to fulfill them. (Matthew 5:17)

2. The Law Reveals God’s Character and Shows His Glory

The Law reveals the Glory of God, by showing us His holiness, how He is “other”, different, perfect and good. Where we fall short, He does not.

The Law leads us to reverence and worship of a God who is greater than us. This leads us to a posture of humility before God. 

Humble yourselves before the Lord, and he will lift you up. (James 4:10)

3. God’s Law is a playbook for the redeemed person to use in bringing Him pleasure

We ought not look to God’s moral injunctions as the means by which to garner His love or favor, nor as a way of earning or meriting anything from Him. But for the redeemed person, the Law becomes a playbook in our hands, which tells us what God likes and dislikes – and therefore how we, as people who love God, can bring joy and pleasure to His heart.

I recently taught a class at White Fields’ School of Ministry on the Minor Prophets. The last book, Malachi, talks a lot about obeying God by keeping His law, and specifically talks twice (in only three chapters) about tithing. The question I asked the students was: What is the role of keeping God’s Law, and specifically of tithing, for the New Testament believer?

The answer was that, as people who don’t relate to the Law as a means of earning or meriting anything from God, we approach it as a playbook which instructs us about what God loves and hates, and therefore helps us to respond in love to Him who has poured out His love in our hearts by the Holy Spirit and redeemed us from the pit and set us on a rock in Christ. When we obey His moral instructions and commands, it doesn’t make Him love us more, but it is a way that we can bring Him joy and pleasure.

May we not become antinomian in our view of the Law, but may we see it for the good and glorious thing that it is, and say with the Psalmist: “Oh, how I love your Law!” (Psalm 119)

Charitable Giving Habits of Americans

Published on by nickcady3 Comments

Living abroad for many years, one of the things which I came to realize and be impressed with, is how much American citizens give to charitable causes.

I was living in Hungary when the monster earthquake hit Haiti, and Hungarians were blown away to hear that average people in the United States were giving generously to help provide aid and relief for people they had never met in some faraway country. They were used to governments giving aid to regions with humanitarian crises, but for regular people to do such a thing was surprising to them.

It could be because people in the United States have more expendable income than people in most parts of the world, and that our currency is strong and goes further than other currencies. But that doesn’t detract from the fact that there is a culture here in the United States of using what we have to do good for other people.

Perhaps it comes from our history: having been a nation of immigrants, whose ancestors moved here to seek a better life or to escape poverty, and so it is built into our collective psyche, to use what we have to help others, knowing that we have experienced divine providential fortune to live in this country.

It also can’t be ignored, that a great number of Americans identify as ‘religious’. Part of the Judeo-Christian ethic is that, like Abraham, if we have been blessed, it is so we might be a blessing to others – that God wants to bless other people through us (Genesis 12:2).

The Sacramento Bee published an article last month, showing the Adjusted Gross Income of every county in the US compared to how much was given in that county to charitable causes, non-profits and churches.

Interestingly, although perhaps not surprisingly, it was the poorer counties which gave more per capita than the richer ones. One of the major factors in how much people in a given county gave to charity seems to be religious affiliation; places with more people who attend religious services saw higher rates of charitable giving.

The idea that people who have less tend to give more may not be surprising to everyone. Jesus drew the attention of his disciples to a woman in the temple who gave her last 2 mites – all that she had, whereas other people who had more gave less of what they had. Preachers have long cited statistics which show the same thing: ironically, the more one accrues, the more miserly they tend to become with it.

How about Boulder County, Colorado, where yours truly is located? 2.6% of income was given to charity. That’s pretty low, and pretty ironic, because people in Boulder County, in my experience, talk a lot about being “locally minded and globally conscious” and caring about the well-being of other people, even if most of them are not Christian or attend religious services of any kind.

Neighboring Weld County was not much better at 2.7%, Larimer County came in at 3.2% (there are quite a few more church-going folks up there).

Here is the map with each county’s income versus charitable giving:

http://public.tableau.com/javascripts/api/viz_v1.js

Dashboard 1

 
Do you give charitably? The Bible recommends 10% of one’s income. The only places that came close to that number were the heavily Mormon populated counties of Utah.

Where do you direct your giving towards?

 

Should I Tithe if I’m in Debt?

Published on by nickcady5 Comments

One of the questions I am frequently asked as a pastor is whether people who are in debt should tithe to their church, or if they should rather dedicate that money to paying off their debt.

UPDATE: Since this post was written, my wife and I have paid off our debt. More about that in this post: Debt Free!

First of all, I should say that the New Testamnet does not require that a person give a tithe (10% of their income donated to the congregation where they worship) per se. Although this requirement did exist in the Old Testament for the nation of Israel, the New Testament teaches that we are to give unto the Lord not out of obligation but from a cheerful heart, to contribute to the work of the Lord and the community of faith. Many, however, including myself, believe that the Old Testament standard of a tithe, although not required by the New Testament, is a good guideline for giving.

According to Business Insider, the average American household is $6,500 in debt – that’s consumer debt not related to their mortgage.

The average American household carries $6,500 of consumer debt

There is a good chance that MOST people in any given church in America are in thousands of dollars of debt. That means that there are multitudes of faithful Christians who desire to honor God with their money by giving to Him of their first fruits and investing in building His Kingdom and spreading the Gospel – who wonder if giving a few hundred dollars in tithe to their church every month should rather be directed towards paying off their debt.

The short answer? Yes, I think you should regularly give tithes and offerings, even if you are in debt.

I know that some people will not agree with that – but please understand that I do not say that lightly at all. I too am in debt, and yet I tithe. I don’t want to be in debt, in fact, I’m working very hard to get out of debt. Last year we had some unexpected expenses which we deemed worthy of going into debt for. So, I say this as one who is in the same boat – carrying debt and struggling with whether to give a tithe or offering to my church or use that money to help pay off our debt.

I too am in debt, and yet I tithe

Here is why I tithe even though I have debt:

The tithe is not God’s way of raising money, it’s God’s way of raising kids.

I tithe because it is a values issue, and it trains my heart. By making the first check I write every month my tithe check, I am making a clear statement of my priorities and values. And it sends a message to my heart, that for us, we would rather invest in the Kingdom of God and the furtherance of the Gospel than just buying more stuff.

‘But, wait’ – you might say: ‘You wouldn’t be using that money to buy more stuff, you would be using that money to pay off your debt for the stuff you already bought.’ That’s nice in theory, but in practice, most people, with a few hundred more dollars in their pocket, won’t regularly devote that money to aggressively paying off their debt, it will just be a cushion on their budget.

The key to getting out of debt for many people is changing your lifestyle, not having a little more money – and tithing helps you change your lifestyle.

People who have more money – guess what they do? They spend more money. I watched a documentary on Netflix the other day about how an astonishing number of professional athletes go broke within just a few years of retirement. They had a lot of money and they spent a lot of money. What we need is a lifestyle change, not just more money. I have found that letting go of some of my money and giving it to God as the first thing I do when I get paid releases me from the grip of money – and helps me to change my lifestyle.

I have found then when I tithe vs when I don’t tithe, I don’t really end up with more money in my pocket, or get ahead with getting out of debt.

A sacrifice is only a sacrifice if it hurts.

David said, I will not sacrifice to the Lord that which cost me nothing (2 Samuel 24:24)  The woman who gave 2 mites – it was a relatively insignificant amount to the rest of us, but for her IT HURT. And Jesus publicly commended her for giving in a sacrificial way, although she could have just as well used that money to buy milk or bread which she probably had need of. She gave sacrificially, and Jesus not only commended her for it – God made sure it was recorded for all time so that generation after generation could learn from her example.

Worship and sacrifice are very closely related. We all sacrifice for what we worship. If we don’t sacrifice as an act of worship, well just put some thought into what that says about who you worship…

God is looking for vessels He can pour into, who will then pour back out what He has given them in ways that He desires. If we show ourselves faithful stewards with little, he will entrust us with more. I believe that God honors those who step out in faith and give radically and generously – because He is a God who also gives radically and generously, and when we do that, it aligns us in a greater way with His heart.

Is this a hard, fast rule? No. It’s a principle. But yet, it is the one principle, which God challenges us to test him on (see Malachi 3:10).

God loves a joyful giver. He doesn’t want people to give out of a sense of coercion or obligation. But this is a principle of which God says: “If you want to live the full life that I have designed for you, if you want to experience joy, then walk in this way,” – ‘the way everlasting’.